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Let's start your homebuying journey today!

Meet James, a true Virginia Beach native through and through, born and raised in this vibrant coastal community. Growing up in a military family, he embraced the nomadic lifestyle, but no matter where life took him, Hampton Roads was always home in his heart. After attending Green Run High School, he pursued his passion for business by earning a degree in Business Management from Virginia Wesleyan College.


James's approach to his role as a mortgage loan officer is unparalleled. To him, every client is an extension of his own family, and this personal touch shines through in the exceptional results he achieves. Throughout the loan process, he goes beyond the transactional to build genuine connections, often turning clients into cherished friends. Witnessing the elation on his client's faces as they receive the keys to their new homes is a source of great fortune for James, who takes pride in playing a small yet impactful role in such pivotal moments of their lives.


No challenge is too great for James; his commitment to his clients is unwavering, regardless of loan size or obstacles faced. If you're seeking a steadfast partner who will guide you through every step of your mortgage journey, James is the loan officer who will stand by your side, offering expertise, empathy, and a personal touch that transforms clients into lifelong friends.

James Oaks

Loan Officer

NMLS 260907

NMLS 260907

C: 757.277.6059

ONE Cement Gray Background.png

Let's start your homebuying journey today!

Meet James, a true Virginia Beach native through and through, born and raised in this vibrant coastal community. Growing up in a military family, he embraced the nomadic lifestyle, but no matter where life took him, Hampton Roads was always home in his heart. After attending Green Run High School, he pursued his passion for business by earning a degree in Business Management from Virginia Wesleyan College.


James's approach to his role as a mortgage loan officer is unparalleled. To him, every client is an extension of his own family, and this personal touch shines through in the exceptional results he achieves. Throughout the loan process, he goes beyond the transactional to build genuine connections, often turning clients into cherished friends. Witnessing the elation on his client's faces as they receive the keys to their new homes is a source of great fortune for James, who takes pride in playing a small yet impactful role in such pivotal moments of their lives.


No challenge is too great for James; his commitment to his clients is unwavering, regardless of loan size or obstacles faced. If you're seeking a steadfast partner who will guide you through every step of your mortgage journey, James is the loan officer who will stand by your side, offering expertise, empathy, and a personal touch that transforms clients into lifelong friends.

James Oaks

Loan Officer

C: 757.277.6059

NMLS 260907

NMLS 260907

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ONE TEAM

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James and his team were able to get us into our home with the VHDA loan when other lenders wouldn’t.

The team was very responsive and actively worked to make sure I understood everything. I love that they came out to support me and made me feel like family. Mike, James, Kristen and Logan were all amazing I would recommend them to anyone I know. Amazing Team!!!

The level of communication was great and James and his team kept us up to date and informed on all steps of the mortgage process.

James Oaks
ONE Cement Gray Background.png

Let's start your homebuying journey today!

James Oaks

Loan Officer

NMLS 260907

C: 757.277.6059

Meet James, a true Virginia Beach native through and through, born and raised in this vibrant coastal community. Growing up in a military family, he embraced the nomadic lifestyle, but no matter where life took him, Hampton Roads was always home in his heart. After attending Green Run High School, he pursued his passion for business by earning a degree in Business Management from Virginia Wesleyan College.


James's approach to his role as a mortgage loan officer is unparalleled. To him, every client is an extension of his own family, and this personal touch shines through in the exceptional results he achieves. Throughout the loan process, he goes beyond the transactional to build genuine connections, often turning clients into cherished friends. Witnessing the elation on his client's faces as they receive the keys to their new homes is a source of great fortune for James, who takes pride in playing a small yet impactful role in such pivotal moments of their lives.


No challenge is too great for James; his commitment to his clients is unwavering, regardless of loan size or obstacles faced. If you're seeking a steadfast partner who will guide you through every step of your mortgage journey, James is the loan officer who will stand by your side, offering expertise, empathy, and a personal touch that transforms clients into lifelong friends.

NMLS 260907

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