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One Presidential Mortgage Logo


Established in September 2023, we are more than just a mortgage company; we are a
community-driven institution that embodies community, vision, and leadership. Our mission
is simple – to provide you with a seamless, empowering, and personalized mortgage
experience that brings us all together as ONE.

We believe in the power of community. We are not just lenders; we are your neighbors, friends, and partners in your homeownership journey. Our commitment to fostering a strong sense of community sets us apart. From local workshops to charitable initiatives, we actively engage with and contribute to the neighborhoods we serve. We are dedicated to building lasting relationships that extend far beyond the closing table.

Our vision is crystal clear – to reshape the mortgage landscape by putting people first. We envision a future where obtaining a mortgage is a positive and empowering experience for every individual and family. With a focus on innovation, transparency, and education, we are dedicated to making your mortgage journey a pathway to financial well-being and homeownership dreams fulfilled.


Our leadership team is comprised of industry veterans who share a common commitment: to lead with integrity, expertise, and a passion for serving others. With a deep understanding of the ever-evolving mortgage landscape, we guide our team to offer you tailored solutions that align with your unique needs and financial goals. Our ONE Leadership is characterized by a dedication to continuous improvement and a relentless pursuit of excellence.


The heart of ONE Presidential Mortgage beats with the rhythm of unity. We understand that every member of our community brings a unique story, aspiration, and dream. Our mortgage offerings are designed to reflect this diversity, ensuring that no matter your background or circumstances, you are part of the ONE Mortgage family.


We understand that your journey is personal. Your dreams are unique, and your goals are distinct. That's why we ask, "What's Your ONE?" What is the singular, most important aspiration you have for your future? Whether it's buying your first home, investing in property, or refinancing for a better financial outlook, we are here to support you in achieving that ONE goal that matters most to you.

As you explore our services and become a part of our community, remember that ONE Presidential Mortgage is not just a mortgage provider – we are your partners in turning dreams into reality. Join us in embracing the spirit of ONE – ONE Community, ONE Vision, ONE Leadership...Together we are ONE Presidential Mortgage.

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We tailor our approach to meet you
where you feel most comfortable. If you prefer a digital mortgage experience, our user-friendly online application streamlines the process of applying, submitting documents, and staying in touch with your dedicated mortgage team, ensuring efficiency and speed.

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Our Unique Approach

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We are committed to providing you with clear and consistent updates throughout the entire loan process. You can expect timely communication regarding upcoming milestones, their respective timelines, and any necessary actions on your part. Your peace of mind is our priority.

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Client for Life

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Choosing ONE Presidential Mortgage ensures more than just a transaction – it's an invitation to a lasting partnership. Beyond closing, we're here for you every step of the way to make sure your mortgage continues to meet your financial goals long-term. 

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Since 1987, Presidential Bank Mortgage has been a proud contributor in our community's financial well-being. As a division of Presidential Bank, FSB, we extend our residential mortgage services nationwide. Over the years, we've seen substantial growth, doubling in size since 2010, thanks to our experienced management team's dedication to serving the Mid-Atlantic region for nearly four decades. 

About our bank...
Presidential Bank, FSB, is a privately held federally chartered savings bank with assets totaling $800 million. Regulated by the U.S. Office of the Comptroller of the Currency as a federal savings bank, our deposits enjoy insurance from the Federal Deposit Insurance Corporation (FDIC).

We are proud of our history...
Since our inception, Presidential has consistently maintained strong capitalization, always meeting regulatory capital minimums. This resilience held firm even during challenging periods in the local banking industry in the Washington, DC area, such as the late 1980s, early 1990s, and the financial crisis of 2008.

Where we are today...
We have operated continuously under the same ownership and management since inception.  We take pride in our stability and our 40+ year record of home mortgage lending, commercial lending and deposit banking service.

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Our organization's strength is defined by the collective talents and unwavering commitment of our people. Through collaboration, support, and a shared vision for success, they drive us forward, propelling our company to new heights of achievement and excellence.

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 Your satisfaction is our priority, and we remain steadfast in delivering exceptional service and finding out-of-the-box solutions, no matter the circumstances. 

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We understand the value of coming together as a supportive and cohesive unit. Together, we foster an environment where collaboration thrives, ideas flourish, and everyone has a voice.

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Respecting colleagues, business partners, and clients isn't just a courtesy – it's a core value. We understand that by valuing and supporting each other, we strengthen our relationships and enhance our collective impact.

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Guided by vision, integrity, and a commitment to excellence, our leaders inspire and empower every member of our team to help clients achieve their dream of homeownership.



Our leadership team is comprised of industry veterans who share a common commitment: to lead with integrity, expertise, and a passion for serving others. Their expertise and guidance serve as the driving force behind our commitment to delivering unparalleled service and support to our valued clients.

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Bill Lane

Leadership Team

NMLS 607864

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Steve Sager

Leadership Team

NMLS 607865

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Clayton Hicks

Leadership Team

NMLS 607861

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Wade Coble

Leadership Team

NMLS 86018

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Jack Lane

Divisional President

Leadership Team

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Craig Melton

Leadership Team

NMLS 392110

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Contact a Mortgage Loan Officer to discuss your unique financial situation.

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