Let's start your homebuying journey today!
Bringing energy, empathy, trust and expertise to every transaction, Tonya Kern is passionate about turning dreams into keys! With 4 years in the mortgage industry and a decade in new construction real estate, Tonya understands every angle of the homeownership journey—and she loves going to bed each night knowing she played a part in making someone’s dream of owning a home a reality.
Tonya is deeply involved in her community and the homebuilding industry. She’s a founding chair member of the Professional Women in Building (PWB), serves on the MAME Council with the Richmond Home Building Association, and volunteers her time with Habitat for Humanity and other local causes. Giving back is just part of who she is.
Outside of work, Tonya is a proud mom of two grown children and a Yorkie named Nittany who rules the house. Her weekends are often filled with baking, crafting, visiting local markets, or belting out karaoke tunes.
Fun, driven, and full of heart, Tonya is the kind of loan officer you want in your corner—from pre-approval to closing day and beyond.
Tonya Kern
Sales Leader
NMLS 1021668
NMLS 1021668
C: 540.205.4783
Let's start your homebuying journey today!
Bringing energy, empathy, trust and expertise to every transaction, Tonya Kern is passionate about turning dreams into keys! With 4 years in the mortgage industry and a decade in new construction real estate, Tonya understands every angle of the homeownership journey—and she loves going to bed each night knowing she played a part in making someone’s dream of owning a home a reality.
Tonya is deeply involved in her community and the homebuilding industry. She’s a founding chair member of the Professional Women in Building (PWB), serves on the MAME Council with the Richmond Home Building Association, and volunteers her time with Habitat for Humanity and other local causes. Giving back is just part of who she is.
Outside of work, Tonya is a proud mom of two grown children and a Yorkie named Nittany who rules the house. Her weekends are often filled with baking, crafting, visiting local markets, or belting out karaoke tunes.
Fun, driven, and full of heart, Tonya is the kind of loan officer you want in your corner—from pre-approval to closing day and beyond.
Tonya Kern
Sales Leader
C: 540.205.4783
NMLS 1021668
NMLS 1021668
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ONE FAMILY
ONE TEAM
ONE COMMUNITY
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ONE FAMILY
ONE TEAM
ONE COMMUNITY
As a first time home buyer I had one million questions in questions, Tonya and her staff were able to answer them all. That's a very comfortable with the knowledge that they provided to me because this is the biggest purchase of my life and they made it very easy. Tonya Kern is awesome!
Tonya was extremely helpful throughout the entire loan process and always provided clarity to my questions.
Let's start your homebuying journey today!
Tonya Kern
Sales Leader
NMLS 1021668
C: 540.205.4783
Bringing energy, empathy, trust and expertise to every transaction, Tonya Kern is passionate about turning dreams into keys! With 4 years in the mortgage industry and a decade in new construction real estate, Tonya understands every angle of the homeownership journey—and she loves going to bed each night knowing she played a part in making someone’s dream of owning a home a reality.
Tonya is deeply involved in her community and the homebuilding industry. She’s a founding chair member of the Professional Women in Building (PWB), serves on the MAME Council with the Richmond Home Building Association, and volunteers her time with Habitat for Humanity and other local causes. Giving back is just part of who she is.
Outside of work, Tonya is a proud mom of two grown children and a Yorkie named Nittany who rules the house. Her weekends are often filled with baking, crafting, visiting local markets, or belting out karaoke tunes.
Fun, driven, and full of heart, Tonya is the kind of loan officer you want in your corner—from pre-approval to closing day and beyond.
NMLS 1021668