ONE PRESIDENTIAL MORTGAGE INSIGHTS

Thinking about buying, selling, or refinancing in 2026? Understanding the state of the housing market is a good place to start. Fortunately, 2026 is shaping up to be full of opportunity. Mortgage rates are expected to ease, inventory is rising, and the market is gaining momentum. Here’s what experts predict* — and how to turn those trends into your advantage. Falling Mortgage Rates After a year of relatively high rates, relief is on the horizon. Fannie Mae predicts mortgage r

As we head into 2026, many homeowners are asking: “If I’m going to invest in a remodel, which projects give me the biggest bang for my buck?”  Whether you plan to stay in your home a while — or eventually sell — strategic renovations can significantly increase your property’s value. Below are the top-value upgrades for 2026. 1. Boost Curb Appeal: First Impressions Matter Exterior and curb-side upgrades remain among the highest-return projects. Garage door replacement  — Often

As the year draws to a close, it’s time to take stock of your financial health and set goals for 2026. Whether you’re already a homeowner or preparing to buy, a year-end financial checkup can help you identify opportunities and make informed decisions. ONE Presidential Mortgage is here to help with a comprehensive checklist designed to set you on the path to success. For Homeowners: Take Control of Your Investment 1. Review Your Mortgage Health Check your loan balance, intere

Black Friday is known for doorbusters, deep discounts, and deals that are hard to ignore. But if you’re planning to buy a home in the near future, there’s another kind of “shopping” that matters even more this season:  shopping for the right mortgage. While everyone else is lining up for the latest gadgets or upgrading appliances, smart future homeowners are focusing on their financial picture—and sometimes skipping Black Friday may actually get you into a home faster. Here’s

Is your credit card debt creeping up on you like a ghost in the night? A high balance — and the stress of not being able to pay it off —...

For many families, sending a child off to college is both an exciting milestone and a major financial commitment. Beyond tuition and...

Diving into the world of mortgages? Understanding key terms can make a big difference in your home financing journey. At ONE Presidential...

Fall is here, which means cooler air, colorful leaves, and the start of seasonal home maintenance. It’s the perfect time to check off...

Flooding may seem like a problem limited to coastal areas, but wherever you live, you should be ready to protect your home from serious...

Life happens. A solid financial safety net turns surprise bills into manageable moments—not crises. Whether you’re building from scratch...

As a first-time homebuyer, navigating the mortgage process can seem daunting. At ONE Presidential Mortgage, we're here to simplify your...

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season is a great time to think about your children's educational needs and review and optimize your financial strategies. One often overlooked but highly effective way to enhance your financial planning is through strategic mortgage planning. At ONE Presidential Mortgage, we believe that with the right approach, your mortgage can be a powerful to

For many parents, helping their children buy their first home is one of the most rewarding financial gifts they can offer—a way to pass...

There are plenty of great reasons to buy a second home: a place to escape with family, a future retirement spot, or a way to build...

If you’ve been feeling like your current home no longer fits—whether it’s too small, too far, too much work, or simply not the dream you...

Choosing the right mortgage lender is one of the most important decisions you’ll make during your homebuying journey. With so many...

June is National Homeownership Month—a time to recognize the significance of owning a home and the life-changing impact it can have on...

May is Military Appreciation Month—a time to honor the service, strength, and sacrifice of our nation’s military members and their...

As the flowers bloom and the weather warms up, April isn’t just the perfect time for spring cleaning—it’s also an ideal moment to refresh...

Applying for a mortgage is one of the most important financial decisions you’ll make. The process can be complex, but understanding what...