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ONE PRESIDENTIAL MORTGAGE INSIGHTS
Browse through our collection of blog posts on various mortgage topics to make informed decisions about your mortgage journey.



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Financial Resolutions for Homebuyers: 5 Steps to Get Mortgage-Ready in 2025
As the new year approaches, it’s the perfect time to set goals for the future—especially if homeownership is on your radar. Getting...


2025 Mortgage Market Outlook: What Homebuyers and Homeowners Should Expect This Year
As we step into 2025, the mortgage market is undergoing significant changes, bringing both opportunities and challenges for homebuyers...


Year-End Financial Checkup for Homeowners and Buyers: Your Guide to a Strong Start in 2025
As the year draws to a close, it’s time to take stock of your financial health and set goals for 2025. Whether you’re already a homeowner...


Winter Home Renovations That Add Value in 2025: Budget-Friendly Ideas
Winter is often overlooked as a season for home improvement, but it’s the perfect time to tackle indoor projects that can increase your...


Is a 15-Year or 30-Year Mortgage Right for You?
Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...


How to Budget for Holiday Spending While Applying for a Mortgage
The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...


Preparing Your Home for the Market: Essential Fall Maintenance Tips for Sellers
As the fall colors start to appear, homeowners planning to sell should focus on important maintenance tasks that can attract buyers. With...


Unlocking Wealth: The Power of Mortgages in Real Estate Investment
Real estate has long been considered one of the most effective ways to build wealth. By leveraging mortgages, investors can amplify their...


Moving to a New State: Your Guide to a Smooth Relocation
Relocating to a new state is an exciting adventure, but it can also be a complex process, especially when it comes to securing a...


Renting with Purpose: How to Prepare Financially for Homeownership
While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....


Everything You Need to Know About Closing Costs for Your New Home
Buying a home is an exciting adventure, but it comes with its share of complexities. One aspect that often surprises homebuyers is...


Renting vs. Owning: Securing Stability
In life, few decisions carry the weight and significance of choosing between renting and owning a home. In this article, we'll explore...


The Mortgage Dilemma: Should You Pay Off Your Mortgage Early?
For many homeowners, the thought of being mortgage-free is a tantalizing prospect. Yet, the decision to pay off your mortgage ahead of...


Self-Employment: Debunking Myths
The Myth: You Can't Get a Mortgage If You're Self-Employed One of the most common myths surrounding mortgages and self-employment is the...


Appraisals: The Key to Informed Real Estate Decisions
In the homebuying process, few steps carry as much weight as the appraisal. Let's delve into why understanding the importance of...


Beyond the Front Door: Navigating the Search for the Ideal Neighborhood
Are you on the hunt for your dream home? While finding the right house is undoubtedly crucial, one often overlooked aspect of the...


Leveraging Your Tax Return: A Smart Strategy for Home Mortgage Down Payments
One strategic way to utilize it is by channeling it towards a down payment on a home mortgage.
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