More Homes, More Power: How Rising Inventory Benefits Buyers in 2025

After years of low housing supply and fierce competition, the 2025 housing market is finally shifting in some markets—and in favor of buyers. National active inventory is up 28.5% year-over-year as of March 31, 2025, offering a welcome surge in available homes. And by the end of this year, nearly half of U.S. metro areas could see inventory levels rise above pre-pandemic 2019 levels.

At ONE Presidential Mortgage, we see this as a turning point—and a golden opportunity for buyers ready to make a move.

Why This Matters: The Buyer Advantage

More inventory means more than just more listings. It fundamentally shifts the dynamics of the market:

Expanded Options: With more homes to choose from, buyers no longer have to settle or rush. You can shop for what fits your needs—and budget—without compromising.

More Negotiating Power: Sellers are becoming more flexible with price and concessions, giving you an upper hand that wasn’t common just a year ago.

Reduced Bidding Wars: Increased supply means less intense competition, so you’re less likely to go up against multiple offers.

Sustainable Pricing: Higher inventory helps stabilize home prices, easing the affordability crunch that sidelined many buyers in recent years.

How to Take Advantage of Today’s Market

As inventory rises, smart buyers are getting prepared to act. Here’s how to make the most of this market shift:

Get Pre-Approved: A pre-approval from ONE Presidential Mortgage gives you clarity on your budget and makes your offer stronger in the eyes of sellers.

Explore Loan Programs: We offer a wide range of loan options, including Conventional, FHA, VA, USDA, and grants like the Federal Home Loan Bank Atlanta Community Partners grant for eligible buyers (including veterans)—subject to availability.

Think Strategically: Rising inventory doesn’t mean you should wait too long—markets can shift quickly. Use this period to your advantage while competition remains manageable.

A Market That’s Opening Up 

The housing landscape in 2025 is changing—and for buyers, that’s good news. With inventory growing and conditions easing in some markets, you now have the opportunity and power to purchase with greater confidence and less pressure.

At ONE Presidential Mortgage, we proudly lend in all 50 states and are here to help you seize this moment. Our experienced team is ready to guide you through every step of the home loan process and help you take full advantage of today’s buyer-friendly market.